Prior to my career as a mortgage loan officer, I served in the San Antonio Fire Department for over 30 years.  It's truly been a humbling opportunity to help and serve people in their time of greatest need.  Time spent in the Fire/EMS divisions and Administration has prepared me in time management, working under pressure, and utilizing resources.  I feel this very diverse career has equipped me for this next chapter in the mortgage industry, as being a mortgage loan officer is also rooted in service and dedication.

With over a decade of experience in the real estate realm, I have experienced most sides of the real estate transaction and fully understand the importance of communication, responsibility and dependability.  I enjoy the challenge in building the puzzle behind the mortgage application process, and "putting out the fire" that may present itself as an obstacle along the way.  Of course, some applications will be more complex than others but they will all get my dedicated time and diligent effort.  Assisting people in achieving their dreams is truly a blessing!

Joe Hemann

Loan Officer

NMLS #1494038

Direct: (832) 769-0387

Cell: (210) 560-4859

Branch: (832) 769-0276

State licenses

    TX License #N/A